Adventures in Homeschooling in Southern Indiana

Wednesday, October 29, 2008

My Election Prediction

Totally unscientific, just based on what I've been reading state by state, and a bit of optimism.

McCain/ Palin with 299 Electoral votes.

Yes, I'm predicting McCain will win bigger than Bush in 2004. Why? How can I, when everyone says it's impossible?

I think the pundits have SERIOUSLY underestimated McCains appeal to moderates and the Palin effect.

So, I'll probably be laughably wrong. But if I'm right, you heard it here first!

Friday, October 10, 2008

What do you use to style your hair?

Why, mashed bananas and milk, of course. With a bit of squash for emphasis. And I can assure you, Madame, none of these products were tested on Animals, and they're all biodegradable!

In other words... ewwww. Someone needs a BATH!

Monday, October 6, 2008

The Mortgage crisis and Me.

You know, when we bought this house 5 years ago, everyone assured us we were making a horrible mistake.

The bank, the realtor, even our parents all thought we should stretch, buy the biggest house we could afford, and trust that income/home values would go up enough that the stretch would only be a stretch for a few years.

Instead, we sat down, figured out what we could afford on our then-salary, and bought a small started home on a 5% down 30-year fixed mortgage.

Well, our income did go up, but so did our expenses. But our house, even with mortgage, taxes, insurance and PMI is still super affordable and cheaper than renting would have been.

The starter homes in town have actually appreciated. We're walking distance from everything in a time of high gas prices too. I've been looking at similar homes selling around here. When we move, we'll make a profit. We'll be able to have a better down payment on our next home.

The moral of the story? Remember the OLD, pre-bubble advice? The stuff about not buying more house than you could afford, getting 30 year mortgages and staying for at least 5 years? Well, it turns out that it's still good advice.

And if the economy fails and we can't move for a few more years? Well, we'll be cramped, but we'll survive.

I do think I'd better drastically improve my sewing and mending skills though, just in case...

Wednesday, October 1, 2008

The Nigerian Election Scam

From the Corner at NRO:

In July and August, the head of the Nigeria’s stock
market held a series of pro-Obama fundraisers in Lagos, Nigeria’s largest city.
The events attracted local Nigerian business owners. At one event, a table for
eight at one fundraising dinner went for $16,800. Nigerian press reports claimed
sponsors raked in an estimated $900,000. The sponsors said the fundraisers were held to help Nigerians attend the Democratic convention in Denver. But the
Nigerian press expressed skepticism of that claim, and the Nigerian public
anti-fraud commission is now investigating the matter.

My first thought? Totally the set-up for a Nigerian Email Scam. I wonder if they asked Obama for his bank information so they could transfer the funds?